WHAT IS HUMM?
Humm is a flexible financing solution designed to help you achieve your renovation goals without the stress of upfront costs. Planning a brand-new deck? An outdoor living space? Or a complete home transformation?
Humm lets you pay for it over time — with plans that fit your budget.
With a quick application process, fast approvals, and repayment terms tailored to your needs, you can focus on creating your dream space while we handle the finance side.
What You Can Expect:
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Fast and simple application process
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Financing options up to $50,000*
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Flexible repayment plans — fortnightly or monthly
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Pay on your terms and manage everything online
*Approval subject to credit assessment criteria. Fees, charges and terms and conditions apply.
HOW HUMM
FINANCING WORKS
01
Plan Your Dream Project
From a fresh outdoor deck to a complete home renovation, start by talking to our team about your vision. We’ll help design a solution that suits your space, lifestyle, and budget.
02
Apply for Humm Financing
Once you’re ready to move forward, applying for Humm is quick and straightforward. With flexible options available, you can choose a repayment plan that works for you — without the wait.
03
Start Your Renovation
With financing sorted, our team will get to work bringing your project to life. You can focus on the exciting parts of your home transformation while spreading the cost over time.
04
Enjoy Your New Space
From the first sketch to the final screw, we make the process seamless. And thanks to Humm, you can enjoy your upgraded home or outdoor area now, while paying it off with peace of mind.

WHY HOMEOWNERS
CHOOSE HUMM
When it comes to improving your home, flexibility matters. That’s why so many Perth homeowners choose to finance their renovation or decking project with Humm through Mounts Bay Co.
Flexible Repayments
Spread the cost of your renovation or deck build into manageable instalments that suit your budget and timeline.
Low Upfront Costs
Get started with your dream project sooner — without needing to pay the full amount upfront.
Bigger Possibilities
Finance allows you to invest in quality materials, thoughtful design, and long-lasting finishes that enhance the value of your home.
Trusted and Transparent
Humm is a reputable Australian payment provider, and Mounts Bay Co partners with them to ensure a safe, transparent, and stress-free experience from start to finish.
WHY HOMEOWNERS
CHOOSE HUMM
When it comes to improving your home, flexibility matters. That’s why so many Perth homeowners choose to finance their renovation or decking project with Humm through Mounts Bay Co.
Flexible Repayments
Spread the cost of your renovation or deck build into manageable instalments that suit your budget and timeline.
Low Upfront Costs
Get started with your dream project sooner — without needing to pay the full amount upfront.
Bigger Possibilities
Finance allows you to invest in quality materials, thoughtful design, and long-lasting finishes that enhance the value of your home.
Trusted and Transparent
Humm is a reputable Australian payment provider, and Mounts Bay Co partners with them to ensure a safe, transparent, and stress-free experience from start to finish.
FREQUENTLY ASKED QUESTIONS
Things You Should Know
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^ Approval within minutes is possible when all lending criteria and information are met.
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^ Terms, conditions, fees, and charges apply.
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^ Credit limits and terms vary by merchant.





